Lipa Later partners with Carrefour to enable customers to shop now and pay for their shopping later.

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Lipa Later has officially partnered with Carrefour, one of Kenya’s biggest retailers in Kenya to roll out the LipaVismart product powered by Lipa Later for all Carrefour customers. This strategic partnership offers an installment plan or monthly payment plan of all items within Carrefour (electronics, gadgets, appliances, furniture, perishables, consumer items, etc.) where customers can buy items they need, and pay back in monthly instalments. LipaVismart will be available in all Carrefour stores countrywide and will soon be extended to Carrefour Stores in Uganda.

With LipaVismart at Carrefour, the credit limit will be up to a basket size kes 500,000. “We understand shopping is an almost daily thing, we have therefore made sure that once you start making monthly payments, you get back part of the amount you paid to go back towards the limit you use for shopping,” said Claudine Gakundi, Country Manager Lipa Later. Once a customer signs up online or at any outlet, they receive an instant approval with their available credit limit that they can use at any of the Carrefour outlets. The customer will have up to 30 days to make their first payment but are able to take the item home there and then.

“LipaVismart powered by Lipa Later offers the lowest interest rates in town, at 2.3% per month, with no other fees charged. Customers have an option of choosing the duration they would like to make their affordable monthly repayments for the items they have bought, and this ranges from  3, 6, 9 or up to 12 months,” said Eric Muli CEO Lipa Later. “Partnering with Carrefour, will offer customers immediate access to the products they are looking to purchase, and conveniently make the payments later,” he added.

On his part, Franck Moreau Country Manager- Carrefour East Africa said, “We are very excited to partner with LipaLater to roll out LipaVismart in all our outlets in Kenya and very soon across the region. This partnership will help our customers be able to get the products they need from all our outlets to help them improve their lives even as they pay over a period of time in monthly installments.” 

The LipaVismart product powered by Lipa Later is available to both employed and self-employed customers shopping at Carrefour. Sign up on


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